CO Detectors can earn You an insurance Break

CO Detectors

Honeywell Ademco 5800CO Wireless CO Detector

CO Detectors in Your Home

Homeowners’ insurance isn’t a topic that most people like to think about, but insurance discounts? Now we’re talking. For first-time homebuyers the prospect of adding home insurance to the other long list of costs can seem daunting. Yet homeowners’ insurance isn’t just required for your mortgage, it’s an important part of a plan to keep you and your home safe.

Generally homeowners’ insurance covers damage from fire, most storms (some insurance does not include flood damage), theft, and more.  It can also protect you in case someone is injured in your home. It is a wise investment in your financial safety.

 Luckily there are some ways you can improve your home that not only may boost resale value, but can also knock a little off your homeowners’ insurance rates. Most Homeowners do not know about all the homeowners’ insurance discounts available to them. Below are a few key areas to focus on.

Home security

Those who live in a gated community may be entitled to a discount. Gated communities tend to have lower rates of theft, vandalism, and other crimes. Having a security system in place can pare as much as 15 percent off your policy depending on the provider! Dead-bolt locks can also be a discount for some providers.

Fire safety

The installation of smoke detectors and carbon monoxide detectors isn’t just necessary protection for your family, it’s also something insurance underwriters smile upon. Also for fire protection, a sprinkler system, heat detectors, fire escapes and plenty of fire extinguishers are also important. And keep those flammable substances outside the home at a cool temperature to avoid overheating and fire risk.

Child Safety

You may have children that are old enough to leave home alone for an hour or so, but are too young to discern that something is wrong in the home.  A monitored CO, Fire, Smoke and Burglary System will help ensure their safety.

Pet Safety

Your pets can’t call 911.  If they are home while you are not, a monitored CO system will alert the authorities of a leak.  If you have a smart home system or monitored system, it can alert you by text of voice as well.

Please contact us today with any questions you may have or to schedule a consultation.  (610) 544-5755  or [email protected]

Thank you!